Effective Strategies to Enhance Your Retirement Plan

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In today’s evolving benefits landscape, retirement plan success could hinge on effective strategies. This quarter’s newsletter highlights three areas plan sponsors can’t afford to overlook:

• 5 Advanced Tax Strategies for Employers

Explore advanced savings vehicles designed to support your most valued employees as they prepare for retirement. From cash balance plans to tax strategies and plan structure alignment, there are numerous options that align with executive needs and tax efficiency.

• Protecting Your Employees from Bad Financial Advice

With more employees seeking financial advice from digital sources like TikTok and Reddit, it’s never been more important to provide personalized education. Learn why one-on-one guidance remains essential and how modernizing your approach can boost engagement and retention.

• Is Your 401(k) Plan Ready for Today’s Cybersecurity Threats?

Data security is more than an IT issue; it’s a fiduciary responsibility. Discover how breaches impact your company and compliance. Access a cybersecurity checklist that can help you build a strong policy to protect participant data and plan assets.

Read this quarter’s newsletter for actionable tips.

Brandon Nicklas

3407 Knipp Dr. Jefferson City, MO 65109

573-893-5929

brandon@nicklasfinancial.com

www.nicklasfinancial.com

Securities and Advisory Services offered through LPL Financial, a Registered Investment Advisor Member FINRA/SIPC.

This information was developed as a general guide to educate plan sponsors and is not intended as authoritative guidance or tax/legal advice. Each plan has unique requirements, and you should consult your attorney or tax advisor for guidance on your specific situation.

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• Ask or look for answers to questions in our Q & A.